Independent insurance agency · Texas

Stop shopping for insurance. Let us shop for you.

Tell us about your home, your cars or your family once. We compare it across the 25+ carriers we represent and call you with the coverage and price that fit, anywhere in Texas.

  • 4.7-star Google rating
  • Writing Texas policies since 2005
  • Licensed Texas agency
  • No cost, no obligation
Parents walking hand in hand with their toddler outdoors
Photo slot: Texas family in front of their home

What are we quoting today?

Pick one to get started. Two minutes, no obligation. We do the comparison, then we call you.

Something else? Renters, commercial, umbrella, boat, RV and more: call (281) 304-8991.

  • 2005Year we opened
  • 25+Carriers we quote
  • 4.7 ★Google rating
  • StatewideEvery corner of Texas
How it works

One request. Every carrier we represent. Your decision.

You should never have to fill out the same form on six websites and take six sales calls. Here's the whole process.

Tell us what you're insuring

A two-minute form for home, auto or life. Just the basics; we'll ask the rest on the phone.

We shop it for you

We run your details across our carriers and pull the options that actually fit your situation, not just the cheapest headline number.

You choose, we handle the rest

We call you with your options, explain the differences in plain English, and take care of the paperwork when you're ready.

Coverage

Protect the things that took you years to build.

Couple carrying moving boxes into their new home
Photo slot: family on the porch of a Texas home

Homeowners

Texas weather is hard on roofs, and Texas carriers know it. We know what each one looks for, so your home lands with a carrier that wants to insure it.

  • Hail, wind and storm coverage explained before you buy
  • Rebuild cost set correctly, so you're not over- or under-insured
  • Roof age and claims history worked to your advantage
Request a home quote
Woman driving her car on a sunny day
Photo slot: family loading up the car

Auto

Every car in the driveway, every driver in the house, one policy that makes sense. Send us your current declarations page and we'll compare it line by line.

  • Bundle with your home for multi-policy pricing
  • Teen and newly licensed drivers placed with the right carrier
  • Uninsured motorist and rental coverage you'll be glad you had
Request an auto quote
Father hugging his laughing young daughter
Photo slot: parent with young child

Life

Take care of the people who count on you. Term life for a set number of years, or permanent life insurance that is built to last. We'll show you what coverage actually costs before you decide anything.

  • How much coverage your family would really need
  • Term vs. permanent, explained without the jargon
  • Options for coverage without a medical exam, where available
Request a life quote

We also write

Call the office and we'll quote these directly.

Call (281) 304-8991
  • Renters
  • Personal umbrella
  • Motorcycle
  • Boat and watercraft
  • RV and recreational vehicles
  • Commercial and small business
  • Workers' compensation
  • Landlord and rental property

Have a special request?

Email the team and we will get on it ASAP.

Email the team

Know someone who needs a better agent?

Most of our new customers come from referrals. Send us a name and we’ll take good care of them.

Refer a friend
Our carriers

Quoted through carriers you already trust.

Being independent means your policy goes where it fits best, with the option to move it at renewal if a better fit comes along.

Carrier availability varies by product and location. We'll tell you exactly which carriers quoted your policy.

Who you'll talk to

Meet the team.

When you call or email, you reach someone who knows your account, not a call center.

Randall L. Knight
Randall L. KnightAgency Owner and Agent

Writing Texas home, auto and life policies since 2005.

Amber Cooper
Amber CooperAgent and Office Manager

Your first call for quotes, changes and claims questions.

4.7

Average Google rating

Twenty-one years of Texans telling their neighbors about us.

We've been in the same business since 2005, and most of our new customers still come from referrals. That only happens when people are taken care of after the sale, not just before it.

Read our Google reviews
Questions people ask before they call

Straight answers.

Will I get spammed if I request a quote?

No. Your request comes to our office and nowhere else. We don't sell or share leads. You'll hear from us, and only us.

Does it cost anything to get quotes?

No. Quotes are free and there's no obligation. Like every insurance agency, we're paid by the carrier when a policy is written; you never pay us a fee.

Does requesting a quote hurt my credit?

No. Texas carriers may use a credit-based insurance score when pricing a policy, but it's a soft inquiry. It does not affect your credit score.

Can I switch mid-policy, or do I have to wait for renewal?

You can usually switch any time. In most cases your current carrier refunds the unused portion of your premium. We'll time the switch so there's no gap in coverage.

Where do you do business?

We insure people and businesses all over Texas. So if you are in Texas, chances are we can help you out. Everything happens by phone, email and e-signature. See our pages for Houston, Dallas–Fort Worth, Austin, San Antonio, the Hill Country, the Gulf Coast, El Paso, the Panhandle and the Rio Grande Valley.

I'm already with Farmers, Progressive or another of your carriers. Can you still help?

Yes. If you're with a carrier we represent, we can often review your current policy and become your agent of record. If you're not, we'll compare what you have against our other options.

Find out what you should be paying.

Two minutes to start. We compare, we call, you decide. No cost and no obligation, ever.

Contact

Call, email, or stop by.

Phone
(281) 304-8991
Email
amber@rknightinsurance.com (service and quotes)
randall@rknightinsurance.com
Office
14415 Huffmeister Rd, Suite 100
Cypress, TX 77429
Hours
Monday to Friday, 8:30 am to 5:00 pm
Serving
All of Texas, by phone, email and e-signature